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LOVEBIRDS are being urged to take this ‘couples compatibility test’ before deciding if now is the right time to buy a property together. It comes after research found three-quarters now believe homeownership is a bigger commitment than marriage . It explores financial compatibility, views on long-term planning and lifestyles before revealing if they are ready to make the commitment.

The test and research were carried out by Skipton Building Society , which has teamed up with TV presenter and property expert Tayo Oguntonade. He said: “From personal experience of buying a property with my now-wife before we were married and spending years as a mortgage broker, one of my top tips for couples buying together would be to be as financially transparent as possible. “Having a clear understanding of each other's views on savings, debt , credit scores , and more is a great foundation when buying together.



“This is because when you take out a mortgage together you become financially linked. “So, considering how this shared financial responsibility will affect both of you moving forward is very important.” The poll of 1,000 adults in unwedded relationships also found 64 per cent would prioritise getting on the property ladder over walking down the aisle.

Nearly six in 10 prefer the financial stability of bricks and mortar, while 43 per cent think it is ‘better value for money’ compared to exchanging vows. Over half even went on to claim getting out of a mortgage would b.

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