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Ben Affleck and Jennifer Lopez 's mega-mansion sale is sparking debate in L.A.'s luxury real estate market .

.. and TMZ's got insight from both sides on whether it's worth the price tag.



As we first told you ...

Ben and Jen are looking to offload their $60 million Bev Hills home for a cool $65 mil -- and while some have scoffed at the asking price behind closed doors ...

others have told us it's actually a Goldie Locks number ...

meaning it's just right. Benjamin Bacal -- from Revel Real Estate, who reps high-end clients in L.A.

-- tells us $65M is perfect for asking ...

as he feels it fits the home's scope/scale. He tells us ..

. if it's good enough for A-listers like Ben and Jen, then it's good enough for anyone. Another big-time L.

A. real estate agent -- who also handles A-list clientele -- backs that up ..

. with our source saying he doesn't think the asking price is unreasonable, especially since it's a uniquely large estate on considerable land. In other words .

.. they might get their number.

In fact ...

we're told this agent actually has a buyer that's interested in the house -- but as of now, no offer has been put in ...

at least not yet. Point is ..

. someone's eyeballing it! However, another L.A.

agent who's knee-deep in the celeb game isn't buying it, quite literally. They tell us they're skeptical, saying there's no way that house is gonna go for over $40 million ..

. which is quite a different take from the previous two agents, who are aligned. He explains to us betwe.

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