Mass shooting victims come together to call for change Mass shooting victims come together to call for change 02:46 Laws taking effect Monday in California and Tennessee highlight the nation's stark divide over guns: While the former is looking to help banks track potentially suspicious gun purchases in hopes of thwarting mass shootings and other firearm-related homicides, the latter is seeking to prohibit the practice. Major credit card companies as of today have to make a merchant code available for firearm and ammunition retailers to comply with California's new law to aid banks in monitoring gun sales and flag suspicious cases to authorities. The law requires retailers that primarily sell firearms to adopt the code by May 2025.

Democratic-led legislatures in Colorado and New York this year also passed measures mandating firearms codes that kick in next year. The idea behind a gun merchant code is to detect suspicious activity, such as a person with no history of buying firearms suddenly spending large sums at multiple gun stores in a short period of time. After being notified by banks, law enforcement authorities could investigate and possibly prevent a mass shooting, gun control advocates contend.

On the other side of the issue, gun-rights advocates are concerned the retail code could impose unfair scrutiny on law-abiding gun purchasers. During the past 16 months, 17 states with Republican-controlled legislatures have passed bills banning a firearms store code or curtail.