Hello, Toni, I am retiring on Jan. 1 and am beginning to search for the right Medicare option for me and my wife, who is having treatment at a local cancer center. Her cancer treatment drugs are expensive, and I am concerned about the Medicare Part D out-of-pocket.
I am a diabetic and use a flex pen and take high blood pressure medications. Most of my prescriptions are generic, except for the diabetic prescriptions. Our Medicare Part B will begin Jan.
1 as my company benefits will end December 31 of this year. What should I do to prepare for this medical insurance change? I will be 70 and my wife, Sandy, is turning 65 by the time I retire, and I want to be sure I do this correctly. Thanks, Toni.
— Scott from San Diego Great question, Scott: When we meet with clients during a Toni Says Medicare consultation, we emphasize that “Medicare is not cookie cutter ...
one size does not fit all!” Everyone’s finances, health, and prescriptions are different, and your health care needs, as well as the prescription drugs that you take, should be considered in finalizing your Medicare choices. The cornerstone of Medicare planning at the Toni Says offices is discussing Medicare Part D prescription drug planning. Scott, it is imperative to search for the most cost-effective Medicare Part D prescription drug plan that covers all the prescriptions that you and Sandy have.
Many people simply don’t practice proper Medicare Part D planning. They are more concerned about their doctors an.