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The Universal Health Coverage, is a global health policy that aims to ensure that all indi- viduals and communities access essential health services without suffering financial hardship. It is a critical component of United Nations Sustainable Development Goals (SDGs) especially Goal 3, which aims to ensure healthy living and promote wellbeing for all at all ages. According to the World Health Organisation (WHO), Universal Health Coverage is access to quality health services by every individual, without suffering financial hardship as a result.

It includes the full range of essential services, from health promotion to prevention, treat- ment, rehabilitation and palliative care. The Ebonyi State government led by Governor Francis Nwifuru on assumption of of- fice in May 29, 2023, accorded priority to improving the health status of the citizenry, under the People’s Charter of Needs Mantra. In order to actualise this agenda, Nwifuru revitalised the Ebonyi State Health Insurance Agency (EBSHIA), to minimise huge amount of funds people spend in acquiring healthcare services.



The State Health Insurance Agency (EBSHIA) was established by law in 2018, to implement the state health in- surance scheme, provide easy and equitable access to quality healthcare services, to all residents without exposing them to financial risk. The Executive Secretary of Ebonyi State Health Insurance Agency Dr Divine .O.

Igwe, stated that the agency mode of operation has changed from manual to digital. H.

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