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Some see it as a state of stillness. A new chapter. The opportunity to live life rather than merely make a living.

Some described it as hell. For others, it has been heaven. We asked readers to submit their stories of retirement, and almost 1,500 of you responded.



The responses make it clear that retirement is not just one thing. It could be doing nothing, relishing quiet moments in the morning to linger over coffee or walk the dog without rushing. Or it could be an opportunity for reinvention by embracing a new focus in life — perhaps even another form of work, but one with greater satisfaction.

For some responders, retirement has meant freedom or liberation. Many considered themselves lucky. Some were frank about needing time to adjust.

For at least one responder, it has been “a black hole.” Here is a selection of your retirement stories. The responses have been lightly edited.

Kris Kruid, 65 Gallatin Gateway, Mont., and Traverse City, Mich. “The last 10 years of my work life meant working six to seven days a week, 12-plus hours a day, building my own company.

Now, retirement means waking up with a promise of hope. Alarms are only used when catching airplanes, and exploring the world is a top priority. I call myself a full-time recreationalist instead of a retiree.

“For the first year, I said yes to every invitation, got a dog and invested in some therapy. I immediately volunteered to serve on three very small nonprofit boards. I also decided to be the resource I .

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